I have to call the investment firm because I don’t have a US sim to receive a confirmation code, but available
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and the xfer takes no more than 5 minutes. Wire transfer free of charge and the phone call is free using my Skype US phone number that’s my only cost with annual fee for the number and that is only $30. I know, still use Skype but can call any number in the US with it. I need to research if an eSIM with a US number would work for the confirmation code, but the phone call is so easy with their “my voice” Verification and number calling from confirm the transaction. I’m sure many on here have their own system that works, but I’ve had zero issues so I don’t rock the boat.
Just in my opinion, I wouldn’t send mine to a Thai bank. It’s just a matter of peace of mind for me. When I filed for US SS retirement a few years ago, I was already living here in Thailand with a Thai bank account. I just set up DD to one of my US accounts and still used my Thai address as a mailing address and residence.
I still have my funds in my US bank and investment firms. I do a monthly transfer as I need. I just feel my funds are better protected and have easier access there. The banks here operate a little odd. Maybe it’s just a trust issue. 🤷♂️