Unless you are buying a property or making a big purchase £10,000 or more, the exchange rate is an irrelevance because Thailand is cheap anyway.

I always convert money when the exchange rates are good. I converted a few thousand at 46.58. I'm quids in, in theory.

But on the amount I spend in Thailand it's not much.

Oh and for you lot complaining about Brexit, sterling is heading for $1.45, €1.30 within a year and is already super strong against currencies as diverse as the Aussie$, Mexican Peso and Norwegian Krone.

Nothing to do with Brexit. Simply to do with base rates in each country and their future prospects.

@John *******

well actions speak louder than words and the fact you think so narrowly speaks volumes.

My comment had loads of value since shock horror people in this group do travel elsewhere in SE Asia!

Meanwhile your nitpicking comment demonstrated your parochialism.

Oh and maybe you've been very lucky, but I retired at 41 and there was no luck involved at all.

And now I'm 55 I'm still not lucky. I'm merely good with money and as such can afford to live life to the full and do whatever I want.

@John *******

if travelling the world full time makes me a Karen, I'm happy to be one!

It's vastly better than being a sad parochial individual.

Enjoy!

@Stephen *******

depends how much you are changing. The difference adds up on bigger sums and I always carry £50 and $100 bills anyway.

And no super rich aren't the only ones. The ones with the best rates always offer more for the biggest notes. If they don't then their rates are rubbish.

I don't bother changing money outside Bangkok.

@John *******

Ok so don't read my comment then. Easy!

@Stephen *******

Super rich does and they offer the best rates of all!

@Stephen *******

it's not a little difference in Vietnam or Philippines!

That has always been the case everywhere in SE Asia.

They always pay alot more for the highest note in your currency with the $100 being the most desirable.

Didn't you notice the different rates at every single currency changer in Thailand?

@Gareth *******

you're tax resident in the UK. You have significant ties and would need to prove the same abroad.

@Lynnette ******

nope if you are a British citizen you remain so unless you can prove you are non domiciled.

Very important point because even if you spend 183 days in another country you may end up being taxed there and in the UK!

It's all based on significant ties in UK and abroad.