Yes I understand that, but think through my scenario, its just impossible to do. Further example, you legitimately take out your taxed savings, walk into a casino and put it on red and black comes up. It's gone. You then do your columbian drug deal which goes well, and you bring that cash in and say its from your savings. Looks legit right? There is just no way you can prove a funds source.
So you've picked on the tax free allowance but swerved the very large list of allowances which dwarfs the UK pittance. Doesn't a 50% CGT discount mean you're paying a 50% CGT charge?
Absoulty impossible to do. How would anyone know if the bundle of cash you have in your suitcase is from a taxed savings account or a columbian shipment of coke?
Correct which is why anyone shipping money in right now and prior to next year to buy a house/car/health insurance/veneers etc etc is certifiably nuts! whatever it's costing you, add at least 20%