Aren't you anonymous? If I put a picture up of Mickey Mouse and named myself Mike Tyson do I then have credibility because theres a name and a picture? A quick search just told me 16% of everyone you talk to on here aren't using their real name. Why would that trigger you? Weird. However if you don't understand that having to use agents money is very clearly tied into not having the required funds to not be an economic non entity to the host country, your point correct? then I'm going to have to admit I've lost you already!

@David **********

It's totally different, the application is different. Agents cannot get near the decision process.

@David **********

They can't

@Paul *******

Has it not occured to you, it could be to deter people turning up here without a pot to piss in? Hmmm...

@David ******

Exactly that - stories!

@David ******

Provide one example where a bank manager has kept someones 800k please...

@Paul *******

lol a bit like refugees arriving in Europe and the knuckledraggers go ballistic that they can't support themselves blah blah blah (because its illegal to work but they sidestep that bit) but when someone suggests if you aren't going to make much of a contribution coming to Thailand with next to fuck all in funds all the toys get thrown around. Anyone travelling to any country down to their last 10k and no plan WILL be a burden on that country and prevented from making that journey.

@Paul *******

In all that you seem to have overlooked the illegality of using agents money 'to get a higher return'

@Jeffery **********

Absolute bollox, it takes less than a day to change it to a retirement visa

I always ask how much can you do this for - if they give a great price then thats the deal done, but if they're trying it on, I suck air through my teeth, just like a plumber would when you ask for a price in the west, and they clearly understand they've quoted too much. Following that the deal is usually about 30 seconds after this when they give you another price.