Withdraw cash off the wise card , you can use the wise to pay for things like normal bank card online and if you have the bank details of a Thai you can transfer money to them off the card, i usually send money to my gf to withdraw as her withdrawal fees like 10-40 baht where as using wise cards it’s 220
I’ve only been 3 times , once last year , twice this year , on my last return the officer seemed hesitant when looking at my passport and asked how long I’d stay , when I said 2 weeks she stamped and passed it back , nothing more said but it seemed like they’re getting tougher on visa exempts