Everyone has a different opinion last month i opened the of bank bangkok account on the condition only that i payed 20,000 baht insurance with out paying answer was NO so we payed and they opened my account straight away
Just did it last week needed my Thai visa first and my papers to prove I have apartment and forms form Thai immigration health insurance first that cost $30.000 baht it took 2 days and big headache hurry up it’s all about to get harder soon