You're on a DTV so no need to worry. The stuff you might have been reading was probably about people arriving on visa exempts.There are also always some scaremongers online.
The opening post was about a will, and I said he also needed to visit his bank to add a beneficiary. Get it? BUT, I've been asked more than once at Bangkok Bank if I want to add a beneficiary when I've opened new accounts like my FDA's. I have no will.