@Luit ****************
Well usually banks make money from deposited money? You can save by transferring money cheaply when you exchange rates are favorable. It also makes it easier to withdraw larger or smaller amounts. QR payment is also a plus. I don't see why one would be opposed to being able to open bank account. It's better to have the option to do it than to not. You can always chose not to use such a service. From my experience It's a game changer to have a bank account here. Not long ago it was ok to open account with a tourist visa. Then some bank office went corrupt and now everyone is treated like a potential money launderer.