well mate your doing something wrong. Iโm over 60, have three Aussie pensions DFRDB, PSS and Vet Affairs (which is tax free anyway) and I donโt pay any tax in Aussie. Been in Thailand for over eight years
maybe itโll improve and become seamless. I use various Thai websites for online purchases, phone accounts, bank accounts, news etc etc. rarely have or have had a problem๐๐