@Carsten ***********

perhaps, but I think unlikely. Bank fees for international transfers can be fairly high. Remember it’s the banks exchange rate which isn’t the mid market rate usually plus the associated bank transfer fees

Wise will not charge you fees if as I said you use Pay ID or Bank Transfer. Also, Wise converts the currency using the mid market rate. About the cheapest way to do it

It's just sooooo easy. Once you have your Wise account set up with all the necessary details, you just log onto Wise and go through the send process. So what happens is you transfer your money to your Wise account and then Wise gives you the option ‘I have Paid’ or I will pay. Ince houve paid into your Wise account the money then goes into your Thai account. I do this at least every two weeks and it takes minutes

@Russell ******

yep I'm sure. I just looked on my Wise Account. What you need to do is go into your Australian Bank account and add Wise to your payees in your Make Payments. Then when send you just select Wise. But some Thai banks will only allow you to transfer 50,000 baht at a time

Usually with Wise, if you do Pay ID or bank transfer there are no actual transaction fees. But Pay ID is best because usually the money arrives in your Thai account within minutes, if not seconds. I just checked and the Aus $200 only applies if you use a transfer method other than the two listed above

Might help if you learn how to spell Thailand

Ya get what ya pay for I guess

Falcon

They’re getting strict because of the Chinese criminals who were rorting the system with dodgy ED Visas supplied by dodgy IO’s

Just be aware that the insurance company may not base their premiums on the actual date of your birthday but the year you turn a certain age. You birthday may be on say 31 Dec 2023, but if your policy is due for renewal on 01 Jan 2023 then your age on 31 Dec 2023 will be applied to the policy premium and not your current age at the date of 01 Jan 2023 renewal