@Christopher *******
Vystar Credit union has no international ATM fee, and if you are over 55, no wire transfer fee. However, this debit card was used in Malaysia, not sure about Thailand. Worth the try. I send money through Wise offen. They have the best fee and rate. However, as foreigner, are you able to open bank account in Thailand? I have research that, and I don't think so, unless, you are working in Thailand, with employer sponsor. I saw someone above comment about USD bank account in Thailand.