All visas are Evisa now which means no requirements that it has to be in your passport just keep hold of your email and pdf where you receive your DTV :)
There is always a solution to every situation, I send you a PM but I highly doubt without anything else they would accept -200k as a balance point but lmk if you want to discuss your current situation.
Definitely should be fine but the general rule of thumb is they want to see minimum 3 months worth of statements and highly preferred 6 months with minimum 500k