In the US they get your property after the divorce. In Thailand they get it before you marry. If you’re not willing to give her the house, maybe you don’t love her that much.
Yes, I transfer it in advance to my Thai bank account and it's there when I need it and I can instantly use it, rather than waiting a week for my bills to get paid.
I'm not in Thailand all year round and I still need to pay the bills for my condo. It's easy with a Thai bank account, and very difficult or expensive without one.