@Stephen ******

I also have wr life - recently I was hospitalised for a few days, they paid the hospital directly not questions I didn't speak to anyone they dealt directly with the hospital. Great service.

I must admit I was nervous as you only know how good insurance is when you make a claim.

Hi just done it with my daughter and was told that if she had a visa and was not coming as a tourist she was fine to come with 3 months left on her passport. She came back from Australia at Christmas and neither the airline or immigration raised a single question.

She entered Australia for Christmas no problem and returned in Jan no problem.