My bank is giving me travel insurance worth 20 million THB on my credit card for free. Don't most banks do it? It's valid for 3 months when traveling abroad, after that you have to stay at least 1 day at home, and can repeat it. I did use it about a year ago, they just called a private hospital, best in the area, and gave them open credit for my treatment. I paid nothing in place.

If your credit card company does not provide it, some online bank services like Revolut, with they cheap paid plans (US$ 15 / month) offer travel insurance within the program for free.

Aren't you entitled to visa exempt for 1 month, with possibility to extend for 1 more for 1900 THB?

Anyway, I needed 2+1 months, applied on Sunday via eVisa, got it issued on Wednesday, ie. T+3, embassy in Prague works really fast 😁 Visa process is handled by your local Thai embassy, not in Bangkok.

In CZ, immigration is ok with a letter from partner saying he will cover her costs. She can have balance close to zero on her account.