exactly, and you have to do that every year. Ok if they come check your home, but question the neighbours? I rather do retirement visa without photos and interrogations of neighbours 😂😂😂
Marriage visa is a hassle, you need to take photos of your home inside and outside with you and the wife (with kids too if have any), immigration will come and check at least one time yearly and talk to your neighbours to investigate if you’re really married and live there and so on. And keep 400k in Thai bank account in your name for 2 months before applying.
Retirement visa you put 800k in bank but not many other requirements.
I marry my gf next month and will use ed visa for 3 years until I’m 50 and can get retirement visa due to all the hassles with marriage visa.
My friend and countryman has AIA and he pays around 35k baht every year, covers him and his 2 Thai kids. He had an bike accident few years back and first Bangkok hospital didn’t accept his insurance and wanted cash payment upfront, one call to the agent and she came to the hospital, then they accepted and AIA covered his stay + surgery no reimbursement.