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Unanswereda year ago

Is it a scam to use an agent to open a Thai bank account for 25,000 baht?

Werner ************
asked May 9, 2025
11.3k
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You can now open a bank account with a agent
Summary so far
The discussion revolves around the process of opening a bank account in Thailand through agents, with various opinions on the integrity and pricing of these services. Some users claim that agents charge excessively, ranging from 25,000 THB to as high as 30,000 THB, while others report much lower prices (5,000-15,000 THB). Many comments highlight skepticism and allegations of scams associated with agents, urging expats to consider alternative options like using services from their home banks or pursuing the account opening process independently. The dialogue reflects a mix of caution and frustration regarding the current banking environment for foreigners in Thailand.
71 repliesnewest first
42

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Cliff *********
Cliff *********
Read other posts about agents.

You might not like the "deals" being offered.
Anonymous ******************
Anonymous ******************
Asking 30k bhatt lmao
François ***********
François ***********
Why the !? Would I pay money to a bank to store money with them so they can make more money with it?

Stupid, useless, scammy.

Just get a card without fx fees from your own country and don't deal with all the hassle.
Joe *****
Joe *****
Another reason to.m9ve to cambodia or vietnam OR I'm sure your gf not mind if u deposit the money into her acclimt
Anonymous ******************
Anonymous ******************
25k to open an acc 😂hahahaha!
Jay ******
Jay ******
The new bank rules is just another meaningless action taken under the pretence to stop scammers and money launderers from open bank accounts, but any scammer can just pay a agent to do it and then continue scamming because 25k is nothing compared to what they make from their scams or money laundering 😂

The only people affected by this is the honest people that just want a Thai bank account for legal use 😔
Greg ********
Greg ********
@Jay *****
But with the new rules those agents can be tracked easily. You need an ID (Passport Thai ID card) to get a SIM. That SIM can only be tied to a single device. The account is tied to that device and Sim. ie there is a "Chain of Custody" so to speak. Not many agents would take that chance these days.
Jay ******
Jay ******
@Greg *******
that is good to hear that it’s not the usual meaningless actions 👍
Greg ********
Greg ********
@Jay *****
There will still be scammers taking advantage of naive or unscrupulous Thai's. The consequences are quite severe ie jail if you do not have the means to extricate yourself from it. They are currently making sure all details are up to date and soon accounts will be frozen from mobile banking if not in line with new rules. For example someone can not use their partners Sim obtained with their ID for their bank account - has to be in their name.
Jay *****
Jay *****
Sounds like a scam
Anonymous ******************
Anonymous ******************
Hahahahha for 25k you help him to open his own bank account with you’re 25k warm inside. There is so much app for QR code today don’t need to give that amount of money at someone who’s taking advantage of our situation in Thailand.
Incognia **********
Incognia **********
Anonymous participant 395 For crypto sending money to Thailand need bank account.Also trading forex companies without any fee can withdraw your money to Thai bank.Need thai bank account very much if you live in Thailand or coming often
Anonymous ******************
Anonymous ******************
@Incognia *********
first Chris have reason and second be careful with that, many foreigners get their bank account suspended without option to get back their money because of exchange crypto transfer. Have a nice day
Incognia **********
Incognia **********
Anonymous participant 395 using since 2012 they consider it.It is not about crypto it is about your abuse system suspicious transactions.Huge amounts.Also i dont trust any banks in all around the world.If i have 1million i put thailand only 200.000 putting all money risky.And never put my money just in one place.Always put seperate
Chris *********
Chris *********
@Incognia *********
you don't have to have a bank account for crypto Plenty of cash options.
Candace *********
Candace *********
may i ask, do they help those who currently dont reside in thailand?
Kyle *******
Kyle *******
Apart from the
*****
they have done an amazing job. Yea ya might have to pay extra but sometimes it's just worth a professional sort it I'm far from rich but they make my life so simple when it's been hectic for years
Sunshine ********
Sunshine ********
Am just curious and am not sure --- with DTV, and since u have Thailand address , Why not just use wise Thailand and get debit card as well?
Claire ********
Claire ********
I got this via email, I feel it's a scam.
Kelvin *****
Kelvin *****
Put my account better than spending
*****
b
Incognia **********
Incognia **********
@Kelvin ****
last rules made it expensive.Before it was only 5000baht.Now price up.Because of Thailand new rules.
Sam *****
Sam *****
Scam
Jeremy *********
Jeremy *********
25,000 baht to open an account 😂😂😂😂😂😂👀😂😂😂😂😂
Patrapong *****
Patrapong *****
You could find many agents cheaper than 25,000 THB in Bangkok.
Expat **********
Expat **********
@Patrapong ****
Name one who will open an account for you. I’ll wait…
Patrapong *****
Patrapong *****
@Expat *********
You can ask Fitfat gym for help. I also do that myself.
Patrapong *****
Patrapong *****
@Daehoon ****
5,000-15,000 THB with DTV.
Daehoon *****
Daehoon *****
@Patrapong ****
hi so how much do you or agent ask for thai account? I need one but dont want to spend much
Patrapong *****
Patrapong *****
@Expat *********
Yesterday, I succeeded once and in April many times. They are just stricter and more selective but it doesn’t mean no.
Expat **********
Expat **********
@Patrapong ****
Not since March you haven’t
Patrapong *****
Patrapong *****
@Expat *********
Well, I can tell you that we succeed more than once.
Expat **********
Expat **********
@Patrapong ****
No Chance.
AllSabaai ******
AllSabaai ******
Super expensive to be honest
David ********
David ********
"Our team will guide you through the process " so you do the work and they direct you. It's a scam and you won't get a bank account just pay money for nothing. Do it yourself it's not that hard just collect all the required paperwork first then approach bkk bank
Daehoon *****
Daehoon *****
10,000–15,000 baht seems like a fair price to pay for opening a Thai bank account if you're planning to stay here for over 3 years. Anything more feels too much
Bastien *******
Bastien *******
@Daehoon ****
i paid 3k lmao, why do you pay 10k for this
Tim ***********
Tim ***********
I'm pretty sure if you visit 20 to 30 bank branches, you'll get a bank account sooner or later. With good planning and a motorbike, you can easily visit 20 branches a day
Samuel ********
Samuel ********
@Daehoon ****
what a joke mate! Who would pay for a bank account…

for the years I lived in Thailand I never paid for a bank account and I still maintain bank accounts to this day.
AllSabaai ******
AllSabaai ******
@Samuel *******
you are not updated then about the new policies and the struggle to open bank account now
Lachlan **********
Lachlan **********
Greg ********
Greg ********
@Samuel *******
Things have changed. I opened on myself years ago on a visa exempt. Could not do that now. I can open one easy on a Non-Immigrant Visa now easy enough though
Daehoon *****
Daehoon *****
Anonymous ******************
Anonymous ******************
This exact agent is asking 25,000 to open an account
23
Anonymous ******************
Anonymous ******************
Do not be a desperate person.
Mo ******
Mo ******
They made it so hard I finally subscribed to an international option with my French bank. Now I don’t want a Thai account anymore, it would be useless
Anonymous ******************
Anonymous ******************
@Mo *****
you can just use an app like Moreta Pay
Ethan ************
Ethan ************
@Mo *****
Can you use QR code?
Mo ******
Mo ******
@Ethan ***********
no but I am fine with it now. I used contactless payments for free instead or just cash when I cannot. I spend just a few euros of bank fees every month. Better than before. Thai bank you pay fees too.
Lewis ********
Lewis ********
TikTok services in Pattaya have been providing bank accounts with Bangkok bank for years on tourist visas. 5000 baht. In and out within the hour. I did mine long before I had the DTV
Greg ********
Greg ********
@Lewis *******
Not any longer.
Cory **********
Cory **********
@Lewis *******
Outdated information. When you say you had success please give the year and month. I spoke to TikTok this year along with about 20 other agents in Pattaya. No success.
Lewis ********
Lewis ********
@Cory *********
Thanks for the update Cory. The last I knew was last year when my brother opened his account in October. (7 months ago)
Cory **********
Cory **********
@Lewis *******
many said they could still do it in January 2025 including TikTok for the right price. However by February it became almost impossible. Around the time they rescued 7,000 from modern day slavery call centers they put more pressure on banks.
Bob **********
Bob **********
@Cory *********
yes they have cracked down big time on agents opening bank accounts because of all the scam accounts
David *******
David *******
I used these guys before for different kind of visa’s and fasttrack they are legit.
Sam *****
Sam *****
Scam
Jay ******
Jay ******
@Sam ****
very well reputed company, definitely no scam
Jack *******
Jack *******
@Sam ****
legit agency. Not a scam.
Anonymous ******************
Anonymous ******************
@Sam ****
used them before too. They’re definitely NOT scammers, quite expensive, but they are very professional and efficient
Incognia **********
Incognia **********
Anonymous participant 823 yes
Matty *********
Matty *********
@Sam ****
I've used this company before for a visa extension, they're very professional and have an office so I doubt this is a scam.
Cory **********
Cory **********
Agents are same as lawyers and make a lot of empty promises to get your money. Getting a text doesn’t mean anything. How about success stories instead?
10
Julie ********************
Julie ********************
@Cory *********
i have a success story..with a lawyer helping us get a DTV..
Esther ********
Esther ********
@Cory *********
never you would get a bank account with DTV Visa
Harry *********
Harry *********
@Esther *******
i have my acc thanks 🙏 u need in my case property just driver license not enough
Harry *********
Harry *********
@Esther *******
i get now in the next 30 minutes my Bank Account with my DTV Visa official without an agent.

But u need in my Case Property in Thailand real Estate and thai driver license and document from Immigration … 🙂 never say never
Esther ********
Esther ********
@Harry ********
i have the driver Lizenzen and all documenta fromm Immigration....good luck
Jay ******
Jay ******
@Harry ********
I’m happy for you 👍

But I don’t own property in Thailand (yet) and have visa exempt which is essentially no visa, so for me it’s the best deal I can get atm sadly
Harry *********
Harry *********
@Jay *****
i pay 0 🙂 with dtv also no insurances
Jay ******
Jay ******
@Harry ********
I can get a bank account in Bkk on visa exempt for 15k, but if I buy the insurance for 6k I get the bank account for 7.5k, true an agent ofc but the point is nothing is never in Thailand 😁
Jay ******
Jay ******
@Harry ********
there’s no such thing in Thailand as “never”, anything can be solved it’s just depends on what approach you need to take

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