What is wrong with you people? 'I am wrong'? 'I lied?' I had a question about getting a better interest rate on the 800k. I called 66 2 645 5555 and got an answer. I also called about a 300 THB ATM card charge; 66 2 645 5555 they answered then too. I even called 66 53 282 100, the local bank, about my 12-month statement, and got an answer. All in the past 12 months.