Thai currently doing 2 flights per week into Sydney increasing to 4 or 5 per week soon .Qantas starts January. For fully vaccinated people the situation is getting better than it was a few short weeks ago
Was in Sydney Thai Consulate today and it was busier than I thought but no drama. On line visa application took less than 24 hours .Cashier said it has been busy this week there .
Probably best to do your own comparison based on your needs. Compare what is covered what is not .I was looking the other day and found that AXA did not offer as much benefit wise than Luma did but there are others. See also if there are good feedback to be found through trusted sources.
they probably were already there still best to see what it is like after 14 days .There was a post for example on July 1 where a guy said in Patong hardly anything was open. The first day of arrivals were mostly from middle east second day was when first European arrivals started ,you can't leave your hotel until you get your first test result. Suggest you also take a look at Thai PBS that talks about a positive case that arrived on a Thai Smile flight from Bangkok.