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Is AXA health insurance a good option for expats in Thailand?

Health Insurance AXA Expat Insurance Visa Requirements Claim Process Covid Insurance

Sep 23, 2021

3 years ago

ORIGINAL POSTER

Anyone use AXA for health insurance? Are they a good company?

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TLDR : Answer Summary

This discussion focuses on AXA's reputation as a health insurance provider for expats in Thailand. Comments suggest that while AXA is government-approved and reasonably priced, coverage limitations exist, particularly concerning STDs and alcohol-related incidents. Users also emphasize the importance of researching and comparing plans based on personal needs, citing experiences with claims and coverage efficiency.

Christina *********

Where are you from I used

True traveler (Uk based)

For long stay holiday insurance last year, can buy when already here.

I was with them after one month, over £20,000 paid when I got ill and needed an operation. Really recommend.

Now I’m with Axa global as I’m uninsurable. Haven’t used them yet.

If they were the same cover as my mum got in the Uk they are good, albeit more expensive than others.

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J ******************

Probably best to do your own comparison based on your needs. Compare what is covered what is not .I was looking the other day and found that AXA did not offer as much benefit wise than Luma did but there are others. See also if there are good feedback to be found through trusted sources.

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An *****

Yes. I always use it for Travel insurance. I recently use it for Maldives and Sweden.

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Andrea ********

They give me 500€ after 3 months. I don’t know if good or not.

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Peter *********

Yeah they use David shields good policy ask them 🙄

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Channel **********

Yes they are efficient and get the documents to you quickly as for how good they are you need to wait till you have a claim....hopefully that will never happen 🙏

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Andrew ********

I had AXA through work fir many years and yes they were good.

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Francesco **********

i left them coz they don’t cover any std and any case where alcohol is involved: practically if u drink a single beer and something happens to u (which is obviously NOT caused by that beer) u are not covered…

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James **************

@Francesco *********

I tried to claim damages when I got the G, they werent interested.

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James **************

@Francesco *********

you said it didnt cover STDs before.

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Francesco **********

@James *************

yes, and u (ironically) “asked” if it would prevent ‘em?!?!

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Francesco **********

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Leslie *******

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Lurcho ********

I actually thought they are pretty cheap for coverage they offer and being Government approved .

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Lurcho ********

Yes As good as any approved by the Immigration .

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Tony *********

I'm in the process of getting my AXA covid insurance extended a further 90 days due to not being able to get flight home after being cancelled

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Shane **********

how long will you be stuck over there for? I had to wait an extra four months.

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Tony *********

@Shane *********

came mid July . Ticket was cancelled for the 10th October .

I've booked another flight which was next available on 5 th January so we'll see what happens with that

All business class by the way

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Shane **********

you will have to apply for the 60 day Covid extensions, by next January you may be able to do the quarantine at home, provided you’re vaccinated.

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Tony *********

@Shane *********

yes I'm glad they extended this week as I would of been stranded by end November .

But now I'm safe until end January.

Hopefully the flight is successful

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Shane **********

at the present it’s almost impossible to travel to Australia because of the ridiculous travel caps, they should be relaxed by the end of the year.

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Tony *********

@Shane *********

we should shall see

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Tony *********

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Andy *******

All the major ones are good. I use Luma/Tune with

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Tod *********

Are you asking if they're a good company to use to meet the requirements to get IN to thailand on at a reasonable price

OR

Are you asking if they're a good company as far as coverage and ease of claim filing when you have a claim against the policy?

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John *******

ORIGINAL POSTER

I'm asking if they have good coverage and ease of claim

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Nup ******

Coverage is based on your needs, but claims was easy part. The hospital called them, verified em, and directly charged em. It was Kasemrad hospital. Not sure if it was the hospital, or AXA that made it easy, but for sure I never for billed much.

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Nup ******

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