You can open a Thai bank account with a resident’s permit. You pick that up from thai immigration. With that and your tm30, you should be able to open a thai bank account. Not all banks will do it for you so keep trying different bank branches until one says yes.
Where are you. I will tell you where your local western Union is. It’s a pretty easy Google. Literally everywhere has western union options and it’s often in banks. Because that’s how Thai girls are picking up money from their bf’s
did you actually even go this year? Sounds like someone is joining the bandwagon because they’ve watched a Thaigar episode…. This year there was no recognisable smog. I think you’re talking out of your ar5e.
This year, best year on record since records began. Having lived there through supposedly bad years too, it’s not actually that bad. Experienced worse in other Thai cities. Chiang Mai is a great place to live and you can always go to Ao nang or Phuket for what they call the Smokey season.