Wise.

A warning to anyone using Wise or thinking of Wise. Their wonderful AI assistant just told me a flat out lie to get me to deposit money. My account was restricted about a week ago. They held my money and did not transmit in. Then they returned it. So today I go to wise to transfer about 85k baht. I see no notice of restriction. So to double check I open chat and ask is my account restricted. No says the AI assitant, I have checked and there is no restriction. So I do the transfer. Then it flashes up your account is restricted. They have taken the money out of the bank but not sending it. So I ask to speak to a human. Their response, hard luck. The AI assistant got it wrong we can not tell you how long we will hold your money or when we will send it on. In the space of a week thats nearly 200000 baht they have grabbed. Think how many others they are doing it to and earning interest on short term deposits. I suggest everybody switches to Remitly or something else. You simply cannot trust Wise anymore. Even a request to find out how long a restriction lasts is met with a shrug.....its another team, might be ten days, might be weeks.

Hi everyone can you transfer the money for Visa 800,000 baht? Can I use Wise? If so how do you do because I believe it has to be an international transfer? I know this is not a Visa related but maybe someone can help.

(posting anonymous because I give some financial info)

Searched but couldn't find this question about bank statements in the group:

My "primary" checking account (Chase) has a balance that varies pretty widely from day to day and month to month (2 of the last 3 months were well above the limit, but one was $12k). As soon as my paycheck (around $35k) hits, I typically move money into investment accounts (Schwab, Fidelity) and a few online banks that pay a much higher interest rate (Marcus, Ally).

Should I submit statements from only one (like Marcus, with average balance last 3 months around $32k, not including 200k in CDs), or a combination of Chase + Marcus/Ally, which would show my paychecks going into Chase every month?

I'm a Nevada resident, applying through the LA Embassy.

Thanks in advance!

Not sure if this is the correct site for this question but I'll ask for advice anyway.

Where is the best place to keep your 800k for renewing your retirement visa, is there a particular bank or account that gives you access should you need to dip into it with a good rate of interest or a fixed saving bond without access to it for say 1 year.

I've tried looking at so many options in the past but just wondered if there are any new products come on the market lately 🤔

never used WISE before. Do i have to add MONEY first before SEND? Or will SEND take care of the where from at some point? TY

Any uk residents used wise for your financial and income proof in Hanoi?

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I heard that TTB Bank at True Digital Park is opening bank accounts for DTV visa holders again.

Is this information correct?

Has anyone had issues with money transfers ? I sent money to my GF and she is getting a fee charged by Bangkok bank for receiving a wire transfer into her account. It is concerning have a wire transfer fee when I send and when when she receives. Any advise is appreciated.

Savings account ok for 500k baht requirement?

I have a help-to-buy ISA savings account in the UK which has just under 400 baht (equivalent) in it. Can I use statements from this account and my current/checking account when applying for the visa?

I can't move all the money into one account because this ISA only lets me deposit £200 per month maximum so I can't add what is needed to make it 500 baht, and I want to keep the money in there unless I needed it for an emergency for the savings benefits so would prefer not to move it all into my current/checking account.