Do I need to add money to my Wise account before sending to a Thai bank account?

Nationwide just blocked my banking app when I tried to transfer funds to wise.

To answer your question directly.

No you don’t have to ADD money first before SEND. You can send directly to any account anywhere from your bank account following the Wise prompts.

It’s a very easy process.

I transfer from my homeland bank to local Wise account. Then Wise transfer the amount to Thailand after I notified Wise I made my transfer locally. Takes aprox 8 hours until money arrives.

Either way....you can put money into your Wise account, then transfer....or Wise can transfer directly from one account to another.

you do not need a WISE multi currency account in order to send money to your Thai bank account using WISE. Just register in WISE as a user. Log-in, choose the amount you wish to send in your home currency, and it will appear converted into Thai baht, fees already deducted under "amount will be received". Order the transfer, then WISE will give you their bank account to which you will have to direct transfer your currency. Once your money has been cleared in the WISE account, the Thai Baht will show up in your Thai bank account seconds later

Wise both options

Can use them to transfer using account or card

Can also hold a wise account in any currency and add money, and simply change it to different currencies at mid market exchange rate.

Used it for years, both transfers and holding money in wise account, which is good for paying for things straight from wise account without needing the transfer part.

Easy and without issue.

My bank said I can request for a draft. How is it different from using WISE or Revolut?

You join wise set up all your info plus accounts you want the money to go to here in Bangkok think for memory you then get confirmation all is right to use. Just one trap I fell into due to being a bit slack on my first couple of transfers, used my debit card and charges were higher than using bank to bank transfer plus timing for getting your money here is Thailand depends on the Wise person carrying out the transfer and which Thai bank they use to transfer fund's. BBK Bank it takes about 5-6 hours but Kasagorn takes about 3 and has I said earlier direct debit card about 1 minute but extra charges

One time it's asking to add first to your account and another to use a bank transfer. There seems to be no possibility to choose payment method yourself sometimes

You set up a transfer.....u transfer your funds from your home bank acct to Wise ....once Wise received your funds they will convert to thai baht and send to your thai acct.....there's only 1 fee (includes transfer and convertion) the promised amount will be sent to your thai bank acct ......Wise does not charge a fee if im sending SGD (home acct) to the SGD balance in Wise but there's a fee if I convert to thai baht and another fee for sending it to my thai acct.....I dont keep balance in Wise acct....I set up my transfer and pay Wise in SGD and Wise pay out in thai baht into my thai acct

I have been using Wise for years. You set up a transfer to your Thai bank account and the transfer is held until you send the transfer amount to Wise from your in country bank account. Once they clear the money the transfer appears in your Thai bank account in seconds

You better use it to send money directly to a thai account from your own bankaccount. Don't put large amounts at Wise. Seen many stories that accounts were frozen and bad support about it. Or use Revolut ( which is cheaper in transfer costs too)

It depends. I don't have a Wise account that can hold money, I just use it for transfers. So I set up the transfer in Wise between my 2 bank accounts and then I send money to Wise

U can do either. Add funds to Wise OR fund transfer from another bank/card