*EDIT*

Thank You All For Your Invaluable Advice, Decision Pretty Much Made, We will most likely Self Insure

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A few years ago I suffered from something called a spontaneous internal carotid artery dissection, I did not suffer a stroke and I have not had any medical intervention (no stents fitted etc) but as a result of my dissection, I now take multiple prescribed medication to try to control my blood pressure and it has left me with neurological issues (short term memory issues being one example)

Must say, to look at me, I look perfectly ‘normal’

Within the next 18 months we (myself and my wife) are planning on selling up (from the UK) and moving to Thailand to retire on a permanent basis, I will be 55 and my wife will be 61

Medical Insurance…

I have just read an article that insurance providers will not cover any pre-existing conditions, so with having high blood pressure, if I was to suffer from a stroke/ heart attack etc, I would not be covered as that could be linked to my blood pressure

I also appreciate, as we age, the premiums will increase substantially

So, based on the above, if I was to simply put a lump sum of money away and, in the event of a medical emergency, go to a public hospital and pay for any required treatment, would this be a viable option?

Has anyone got any experience on using the public hospitals?

As always, thank you in advance