you will not bribe or pay your way out of the ban. Pay the 20,000baht fine and leave ASAP. You get stopped and question by police and they find you have overstayed you will be arrested. At airport immigration take the fine money and you get on the plane.
Working on todays date and the 45 finishing on march 31st you will not get 2 entries of 45 plus the 30 day extension, there is talk of them extending the 45 days past march 31st but nothing official yet.
they were excellent to deal with axa was a nightmare and my friend actually works for axa she was very apologetic but she was dealing with head office and took nearly 2 weeks back and forth with emails, they could not get their head around gastric bypass operation and kept asking for info which i sent full report from my surgeon yet they still asked for more so i walked away from them.
AXA was a nightmare to deal with I changed and went Bangkok insurance sorted in less than 24 hours and cheaper than AXA. I needed insurance for my OX visa