@Steve **************

 With all my Thai bank accounts, I’ve never been asked for a copy of an annual phone contract or it’s prepaid or postpaid for last 10 years. Most Thai’s don’t have annual phone plan.  An annual phone contract is tied to financing a phone and is relatively new to Thailand. They do require a copy of your lease agreement for your residence.  I rent my home month-to-month. It’s never been an issue getting a bank account.