My strategy is to have a high deductible. Self insure for routine health care. Keep the insurance for a catastrophic health event. I have a 40,000 baht deductible and, in 7+ years, have never had a medical bill greater than 20,000 baht, usually much lower.

If you are asking about short term travers health insurance then I don’t know.

@Ivan ***********

Paying up front will reduce the number of attempts to find out what will work. It's just going to take longer to interpret the soft power stuff and we will continue to get these questions.

I have an LTR. I was just curious about this visa but I am going to be scrolling a lot if I follow it at all now.

@Peter *******

If I was British I might understand this 😂

@Andi **********

OK then we are stuck with these endless DTV questions 🙄

I have a question ( hopefully not annoying) - do you pay the 10,000฿ to apply for a DTV or only if approved? For the LTR you only pay if approved.

If there is no fee barrier then there is no barrier to trying any soft power request and we should pretty quickly see how Thai consulates handle this. Better to ask the consulate than Facebook.

@Andrew ********

Those types of posts are very helpful but it would be nice to know what kind of medical appointment. A dental exam or a hip replacement?

@Angelo **********

That is my thinking too. If you are in Thailand for 90 days then you report. Nothing changed and there was no need to say anything in connection to the DTV announcement.

They designed the LTR to be different so they specifically announced the change to 1 year reporting.

I think the soft power reasons for the DTV remain very unclear. It is going to depend on how each Thai embassy interprets this justification for this visa. It is going to take time for people to test the system to see what is accepted. People are not going to get answers on Facebook or YouTube.

The questions that annoy me the most are the people asking if they have to do 90 day reports and if are they tax liable if they are here more than 180 days. There are just a lot of people that want to stay long term without really understanding what it means to stay long term.

You can apply for an O visa in Thailand. You can extend the O visa each year indefinitely.

Why get worked up about this? Just wait for more reports on what is happening at the border. It is still early days. If you don't want to believe what Tod posted then don't believe it. Move on with your life.