@John *********

unfortunately both the savings and taxable income go into the same account before being spent. At that point there is no way to determine whether the taxable income is used for my US expenses or is the money I bring into Thailand. This is where it becomes a bit ambiguous as to how Thailand will treat the money I do bring in. I guess I'll just have to wait and see, then make any adjustments into how I move my money around.

@John *********

but I'm in a scenario where maybe about half the money I spend is taxable income according to the US and the other half is already post tax savings which is not considered income. I have expenses both in the US and in Thailand. In this scenario how will one prove which money it is that I bring into Thailand? The taxable income or the non-taxable savings? I think its hard to prove either way, so will Thailand just assume the money I bring into Thailand is taxable? I feel many people are likely in a similar situation.

I suppose even if they assume the money I bring in is the taxable income I should only be subjected to the difference in tax between US and thailand.Thailand.

Just one more reason why I try to withdraw money direct from the US at an ATM or put larger expenses on a US credit card and only bring in the requirement for the visa.

@John *********

I believe the big question is what Thailand considers income. Just bringing money into Thailand does not mean it is income. I have a substantial post tax savings that I use for most my living expenses. Since it has already been taxed in prior years it is not considered income for US tax purposes. Not sure how Thailand will consider it.

@Thaimer *****

not quite. It's not 100% clear what they meant when they wrote 60+30+60+60+60. Since they separated out the 30 day extension the first time, and fail to mention if for the subsequent entries, I assumed the following 60s were additional tourist visas without an extension. If so then they could do (60+30)+(60+30)+(60+30). Even better is the METV which they also do not mention, but I suggested.

You can get the 30 day extension for each visa exempt or tourist visa entry. The multiple entry tourist visa would be the best bet. Get the 60 days on entry plus the 30 day extension ea h time to minimize how often you need to leave.

@Gary *****

it's a hassle, but a border bounce just for the 30 days is even more of a hassle, will definitely take longer than 3 hours, and cost more. If you do it because you wanted to visit whatever country it is you go to then it may be worth it.

If you are referring to the tourist visa it is not 90 days. The visa itself is valid for 90 day, which means you have 90 days to enter the country. When you enter you will be granted 60 days to stay, and that can be extended another 30 days by going to immigration. When people leave the country and re-enter they are not getting the extension. They are getting a new visa exempt entry, which is good for 30 days. This also can be extended by 30 days at immigration.

What's best for you really depends on your plans. If you plan on spending less than 30 days before leaving, whether to visit neighboring countries or return to the the US, then I'd just enter on the 30 day visa exempt. If you plan on staying more than 30 days I'd go for the tourist visa so I wouldn't have to hassle going to immigration for the extension.

@Michel *********

I have a financial advisor in the US that manages a couple of my accounts through Schwab. No problem with maintaining 2 addresses, a mailing address in the US and an international home/legal address so they don't take out state taxes.

It's the easiest as others say, but it's really not that hard to top it up when you need to. Personally I'd spend from it after the allowed period and then top back up when needed for the next extension. That way I can leave other money invested as long as possible vs sitting in account doing nothing.

Not sure, and maybe someone will correct me, if the limit is due to Wise. I believe it's a bank limit and there are only 3-4 thai banks that allow larger transfers.