@Ray *********
I use Wise also but prefer Revolut, I don’t even bother having a Wise card these days, I only really use it for sending small amounts around.
Best thing you could do imo would be open up a couple of additional accounts with whoever you choose and then move your money out of Santander asap. I wouldn’t bother closing the Santander, leave it empty and let them close it if they feel the need.