Build a small house on Her or her parents land, at the end of the day, what’s 2 or 300,000 thb. You still need somewhere to live. Most of us have been through what you’re entering into. Just do it 🔜🇹🇭🇦🇺
My understanding is, don’t be put off by refusal, try different banks of the same name, banks are not inter related to each other. keep trying as some banks are more accommodating than others. Preferably in your province or area because banks don’t recognise one another, the bank where you open an account will be your bank