I take your word as gospel Tod. I’ve never asked a question on TVA, but read with interest & dismiss most of what I read. Keep up the good work. Cheers 🍻
I always travel with a 2nd Visa debit card which can activated at any time should I need it. Yes I have had an ATM take a Visa card 5 hours out of Bangkok. It takes the stress off you, it takes 2 minutes to activate the new card.