with WISE you can transfer it in real time to any Thai bank account …you can hold Thai baht there,you can change your own currency in a second to Thai baht if there is a good rate…you have a cc so you pay everything in the mall or restaurants with the local currency…
That’s good,if they do it strictly…I red some posts already,of people who try everything to get it…with applications to some courses,they really never doing.