in Philippines you die on the floor of the ER if you don’t pay upfront…in an emergency I still could get my treatment abroad and get the money back later…but yeah,it’s always individual.
i have only minimum basic insurance ,in Switzerland i get treatment just normal and my medicine I buy abroad i get percentage paid back ,same for eventually treatments abroad.
I still have my health insurance in Switzerland,so for me it’s not necessary,but I understand that you want to feel a bit safer. But in my experience insurances in Asia working a bit different than you know maybe from your home country…own experience and also heard of others…all is fine as long as you pay your amount,but in case of you will need it,they find excuses not to pay…so chose wisely,and good luck.
Anonymer Teilnehmer says the anonymous 🤩…I only asked coz of I red different requirements ,and I asked you…but maybe you just wrote a BS…pity I can’t block you coward…