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Answered2 years ago

What medical insurance options are available for DTV recipients in Thailand?

Anonymous *************
asked Aug 21, 2024
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To all those who have received DTV approval, what medical insurance are you planning to purchase?
Answer summary
The discussion revolves around medical insurance choices for individuals who have received DTV approval in Thailand. Participants mention the availability of free tourist insurance up to 500,000 baht, the non-obligatory nature of mandatory insurance for DTV holders, and share personal experiences with using services like Revolut and Safety Wings for their insurance needs.
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Łukasz *********
Łukasz *********
Thailand offers free tourist insurance up to 500,000 baht, but I haven’t looked into the conditions. I use Revolut for the first three months of my stay and then will probably switch to Safety Wings, which I did last time.
Chris ******
Chris ******
@Łukasz ********
Would love to hear from anyone that has actually been reimbursed from this program.
Graham *******
Graham *******
@Łukasz ********
"Thailand gives free ............" Probably won't happen.
Anonymous *************
Anonymous *************
OP
Exactly
Seb ********
Seb ********
Good luck claiming that “insurance” when you want treatment at a private hospital. And you’re not entering as a Tourist under the DTV.
Łukasz *********
Łukasz *********
@Seb *******
Well, I have my own insurance, I just mentioned there is free insurance provided by the government, but I don’t know the details of it.
Tod *********
Tod *********
there is no requirement that you carry mandatory insurance for the DTV
Anonymous *************
Anonymous *************
OP
@Tod ********
but i want to safeguard myself
Tod *********
Tod *********
Anonymous participant which is good (y)

contact Arawan Namak of Poe Ma insurance she can find a policy that meets your needs
@https://www.faceboo********************
Ko *******
Ko *******
I thought it’s not obligatory?
Seb ********
Seb ********
It isn’t but only a madman would live in Thailand without proper health insurance.
Ko *******
Ko *******
@Seb *******
I still have my health insurance in Switzerland,so for me it’s not necessary,but I understand that you want to feel a bit safer. But in my experience insurances in Asia working a bit different than you know maybe from your home country…own experience and also heard of others…all is fine as long as you pay your amount,but in case of you will need it,they find excuses not to pay…so chose wisely,and good luck.
Ko *******
Ko *******
@Seb *******
in Philippines you die on the floor of the ER if you don’t pay upfront…in an emergency I still could get my treatment abroad and get the money back later…but yeah,it’s always individual.
Anonymous *************
Anonymous *************
OP
@Seb *******
what is the best local insurance?
Seb ********
Seb ********
@Ko ******
the real reason why I wanted a local insurance is that in case of emergency I don’t want to argue with them about payment. There was the case with the Taiwanese guy last year who died because the hospital didn’t treat him.
Ko *******
Ko *******
@Seb *******
i have only minimum basic insurance ,in Switzerland i get treatment just normal and my medicine I buy abroad i get percentage paid back ,same for eventually treatments abroad.
Seb ********
Seb ********
@Ko ******
does the OKP cover you in Thailand?

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