duh!!!! You were the one who said "languages never stick with me" and know no Spanish. Then you join hands with Michael Bramieri and Jordan Ptz who are without doubt both fluent in Thai and then say "obviously the kid wasn't smart". You guys just make up your own storylines. My question was directed to people who have an IQ over 10 and it was answered.
I had to get insurance on an OA visa and tried every company provided by the Australian consule. None included transit it was just health while in Thailand. I ended up using my usual travel insurance company from Australia so if you are applying for OA you will need insurance and maybe apply from where you live.
In Chiang Mai I can recommend CIDC in Nimman. I got my top teeth done and have just returned to get my bottom ones fixed. They are super up to the moment and lovely