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Do I need insurance for a Non-O 90-day visa in Thailand?

Non-O visa Thailand visa requirements visa insurance expat insurance Thai immigration UK insurance companies travel insurance health insurance in Thailand

Apr 18, 2024

7 months ago

Lee ***********

ORIGINAL POSTER

Q. Re insurance for a non-O visa. I'm 57 and want to arrive in Nov on the non-O 90 day visa. Who has found good insurance and a good price UK before application and/or afterwards. Understand need to prove the insurance upon application. Any good knowledge is appreciated.

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TLDR : Answer Summary

The discussion clarified that insurance is not a mandatory requirement for a Non-O visa, especially for the initial 90-day stay. While insurance is recommended for general safety and is essential for the Non-OA visa, it is not required upon applying for the Non-O 90-day visa. Expatriates shared various insurance options and suggested having travel insurance that covers the duration of stay, especially for future extensions. Companies such as Gowalkabout and WR Life were mentioned as potential insurers.

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Mac *********

Jack & team took care of me in the same situation.... great supportive team. I went with Pacific Cross.. very happy.

Jack Levy

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-15 M.10, South Pattaya Road.

T.Nongprue, A.Banglamung, Chonburi

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4-5, 038-

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Lee ***********

ORIGINAL POSTER

I don't need to get the non-O 90 days, but pretty sure I will need to prove for my 12 month extension in Thailand!

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Nick ************

@Lee **********

you don't need health insurance for the non O visa 90 day or the 12 month extension. You would be wise to have it though and I am with WR Life. Check it out here.

Wrlife.net

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John ********

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John ********

@Nick ***********

Thanks for the heads up on Wrlife.

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Lee ***********

ORIGINAL POSTER

Thank you all for the clarification and advice, I feel this site is very helpful, it's great to share knowledge and experience 😀

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Lee ***********

ORIGINAL POSTER

@Nick ***********

thanks that's a good recommendation 👍

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Lee ***********

ORIGINAL POSTER

@Nick ***********

thanks, yes agree to have, appreciate confirming not a necessity for the visa

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Lee ***********

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Chris *******

@Lee **********

let's just be clear:

no

no

NO

NOT NEEDED

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Graham ******

@Lee **********

No you will not, it is not mandatory but, obviously, recommended. What you will need for your Extension of Stay is 800k in a Thai bank account in your name.

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Lee ***********

ORIGINAL POSTER

thanks

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Lee ***********

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Keith *******

For 90 days a good holiday years insurance will insure you for 90 consecutive days outside your country, this will be your cheapest option I think.

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Heather *******

Hi I’m from the UK and from what I’m reading you appear to be confused about the requirements. If you feel the need please contact me directly

In the meantime I would suggest that you take a look at Gowalkabout insurance. I’m pretty sure they will be significantly cheaper than the quotes you have already received

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Jan ******************

@Heather ******

He doesn’t need any mandatory health insurance for a regular Non O in UK.

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Heather *******

@Jan *****************

This company is approved by Thai immigration

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Heather *******

@Jan *****************

Thank you for your comment. My comment regarding insurance was for information only. As you have commented it isn’t mandatory to have insurance for either a 90 day tourist visa or a O visa but nevertheless it is worth consideration which is why I thought to mention it in my original comment

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Jan ******************

@Heather ******

Yes an insurance is always recommended, but the mandatory insurances attached to a Non O-A visa and further extensions of stay approved by the Thai immigration is said (or known) to be expensive vs coverage.

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Heather *******

@Jan *****************

Can I suggest that you to take a look at Gowalkabout as it may be of interest to you. As an example for two people both aged over 70 yrs old insured for £

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00 each the cost for 18mths is around £1800/ couple. The cover not only includes medical but travel, cancellation, loss etc

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Heather *******

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Graham ******

Just buy your regular travel insurance which meets your needs and travel plans

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Steve *******

the embassy website will have a list of the companies which are accepted by Thai customs. AXA issues a bare bones policy that meets the requirement. That’s the cheapest option

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Graham ******

That is for a Non-OA application

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Graham ******

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Sue **********

I had to get insurance on an OA visa and tried every company provided by the Australian consule. None included transit it was just health while in Thailand. I ended up using my usual travel insurance company from Australia so if you are applying for OA you will need insurance and maybe apply from where you live.

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Bob **********

Why do you need insurance it’s an O-A that needs insurance

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Stuart *********

There is no requirement for insurance for a Non O visa. There is for the year long Non OA visa.

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Steve *******

@Stuart ********

There is from RTE London but only 90 days insurance is needed.

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Stuart *********

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Lee ***********

ORIGINAL POSTER

All thanks for the support and your input, believe I have all I need

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Lee ***********

ORIGINAL POSTER

@Stuart ********

thanks Stuart I found the same

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Steve *******

@Stuart ********

They never update their requirements. My mate came out at Xmas on the non imm O over 50, only needed £10k in the bank but needed 90 days insurance, I think you'll find the newer requirements on the evisa website

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Steve *******

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Lee ***********

ORIGINAL POSTER

Thanks, I see this, so for the year extension is it then required?

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Graham ******

@Lee **********

No, as I told you above

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Lee ***********

ORIGINAL POSTER

thanks for the document

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Lee ***********

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Chris *******

@Lee **********

no non-o doesn't require health Insurance.

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Chris *******

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John **********

@Stuart ********

some embassies want to see insurance for the duration of the 90 day visa

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Steve **********

@John *********

don't think so.

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Stuart *********

@John *********

London doesn’t.

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Steve *******

@Stuart ********

London does

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Nick *******

i'm from London. No you don't need.

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Graham ******

London definitely does not, I'm going through the process now

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Stuart *********

since when? During Covid many embassies required insurance but since that’s been a dead duck I’ve not heard or seen of any requirement from there.

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Steve *******

@Stuart ********

Like I said a mate got one late December, he needed to show 90 days insurance

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Steve *******

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