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Is Wise a reliable service for transferring money from Australia to Thailand?

Money TransferWiseThailandBankingExpat ServicesRemittancesTransfer FeesCryptocurrency Comparison
May 2, 2024
5 months ago
Sam ******
ORIGINAL POSTER
Just used Wise for transfer from Australia to Thailand. Works as well as crypto, low fees and immediate.
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TLDR : Answer Summary
Users have shared mixed experiences using Wise for money transfers from Australia to Thailand. Although one user notes low fees and quick transfers, another warns of account seizure issues. Alternatives such as Remitly and OrbitRemit are mentioned as reliable options with rapid service. Users highlighted the importance of the day of the week for transfer speeds and specific bank fees when sending money to Thai accounts.
John ********
I've used Wise for ten years now and the only time a transfer has taken more than a minute or two, is sometimes at weekend and only one time a computer problem, which took two days to complete transaction. Other than that one time my transfers have sometimes only taken seconds to arrive
5 months ago
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Lloyd *********
@John *******
 what "reason" do you choose when transferring to your Thai bank, and what bank?
5 months ago
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John ********
@Lloyd ********
 Family support and to an SCB account, but I believe Wise as well as SCB they are partners with Bangkok bank also. I only transfer to the same account every time and I've been doing transfers for years. Also I use debit card, it's much faster than bank transfer, takes seconds in most cases. Also I've found that it's better to do transfers Monday to Friday. Sometimes when I've done transfer at weekend it can take more time, sometimes by Upto one or two days. Must be something to do with computer systems at weekend.
5 months ago
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John ********
Also transferring to SCB, the SCB take a 400 baht charge, but I've been told Bangkok bank don't charge when you transfer to an account with them.
5 months ago
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John ********
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Brenton ********
I use Orbitremit, never had a problem. Low fees and a good rate. Just moved money yesterday and was completed in 10hrs
5 months ago
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John ********
@Brenton *******
 crikey, why so long?
5 months ago
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John ********
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Robert *****
I’ve had great performance from REMITLY dot com. Usually 14 seconds. Immediate email confirmation.
5 months ago
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Bernie *************
Is there any reason why you don't just send it directly to your Thai account (exchange rate I suppose?) or from TorFX pls?
5 months ago
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Sam ******
ORIGINAL POSTER
@Bernie ************
 bank transfers are too slow and usually very bad exchange rates and silly fees to boot. Never heard of TorFX though
5 months ago
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Sue **********
@Sam *****
 NAB transfer is usually within a day
5 months ago
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Sam ******
ORIGINAL POSTER
I’ve never transferred with NAB, but they’re international withdrawal fees are just ridiculous
5 months ago
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Sam ******
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Lincoln *******
@Bernie ************
 wise offers the best rate with the lowest fees generally, and usually much faster than overseas bank to bank
5 months ago
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Bernie *************
@Lincoln ******
 thanks
5 months ago
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Bernie *************
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Luke *******
Be careful as I used them for five years then one day out of the blue they seized my account and stole my money. Couldn’t log on to see how much was there and they are uncontactable. Never resolved. Google searches find many people in same boat
5 months ago
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Craig **********
@Luke ******
 you have to talk to them to open your account.Their contactable.
5 months ago
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Luke *******
@Craig *********
 ok. Will try again. But it just made me furious after trying 50+ times
5 months ago
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Luke *******
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Damien ********
@Luke ******
 you didn’t know how

Much money you had with wise ??

Bit suss your story ?

But shit happens
5 months ago
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Luke *******
@Damien *******
 why would I make it up? What’s “suss” about it?
5 months ago
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Luke *******
@Damien *******
 why would I make it up? What’s “suss” about it?
5 months ago
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Damien ********
@Luke ******
 most comments on here say

No problems with Wise

Except you

U didnt even know how much you had with them u wrote !? Duh 🙄

Wise are not a bank

For transfers only

So maybe 🤔 u learnt a lesson

I’ve never used wise

I use OFX
5 months ago
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Luke *******
@Damien *******
 actually you’re incorrect. They can act as a “bank”, keep money in there, transfer between currencies and even withdraw money through a wise card. That’s correct, I didn’t know how much I had there. I live in Thailand and get paid AUD. So it was perfect. Until..
5 months ago
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Damien ********
@Luke ******
Google it u fool

wise is NOT a bank

Don’t care what they “act “ like

No more from me

Bored 🥱 with u
5 months ago
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Luke *******
@Damien *******
 you’re bored? Why get involved. When did I say they were a bank you “fool”… FFs another stupid old Aussie with nothing better to do than talk shit…
5 months ago
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Luke *******
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Joren ******
@Luke ******
 you might search around on unclaimed.org or some of the other unclaimed money databases.
5 months ago
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Todd **********
@Luke ******
You can google there phone number I’ve talked to them a couple times. I have no idea what happened to you?
5 months ago
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Luke *******
@Todd *********
 tried at least 50 times via email and phone. Was during covid. Only response I got would be via email saying it could take 45 days. Never another word. Personally know another it happened to also.
5 months ago
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Luke *******
As I said though I used them for 5 years without fault and was more than happy until that “incident”
5 months ago
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Luke *******
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Wayne *********
@Luke ******
 that's why I don't leave money with them. I simply transfer immediately from bank to them and they transfer to my thai account. Google searching also finds many people very happy with their service
5 months ago
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Luke *******
@Wayne ********
 I was happy for 5 years using them weekly until out of the blue they froze it without reason and never ever access again to my money. And there’s zero I can do about it. Just advising what they can and have done to others. And they can get away with it.
5 months ago
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Wayne *********
@Luke ******
 best thing is don't leave money with them. Transfer when you need to not just leave there.

I also been using them for 5 plus years and never leave money in my account with them maybe I been lucky as nothing to freeze
5 months ago
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Todd **********
@Wayne ********
Exactly
5 months ago
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Todd **********
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