it's okay to pay companies like Lazada by credit card or bank transfer when you order. They have a policy that if you are ripped off by a third party vendor who sells through the Lazada platform they will reimburse the money. I know. It's happened to me and Lazada had no hesitation in refunding me.
some you can trust though. Like Lazada for instance. I've been using them for years and I always pay upfront when I order and I've never had a problem.
although I now have a Thai license I drove on my British license here for 20 years as a resident. My insurance company even fully paid out when I had an accident. No problems with the police either they looked at the UK license and said oh you have an international license very good which of course it wasn't.
You don't get a refund if you cancel with a budget airline like this. I thought everyone knew that. Because of that there's no point in canceling. Just don't turn up.