@Steve ********
no you put 800,000 baht in to get your first visa extension. After your first year you can then show 65,000 baht a month going in instead of the 800,000 if you want. So you have to do I think 3 months before then 2 month after getting your first visa leaving the 800,000 in then you can withdraw up to 400,000 leaving 400,000 (you can't go under 400,000). From the first month of your actual retirement visa while you still have the 800,000 in start putting in 65,000 baht a month so when you apply for your next 12 month extension you have a whole 12 months record of 65,000 a month going in, they need to see your Thai bank records. From your second extension you now have the option of the 800,000 or 65,000 a month if you want. It's great if you're on a tight budget and have a pension coming in because the monthly pension can be all or part of your 65,000. I don't know if I'm making sense and don't take what I'm saying as all correct, seek professional advice, but I'm giving you the general idea. There's plenty of YouTube 'experts' and visa websites with all the information.