I need to have my 'visa money' in my That bank a/c two months BEFORE I apply for the visa extension. Once I have been granted the visa, I can withdraw it for ten months. The amount is 400k for a married person or 800k for a person not married to a Thai. If you don't have that amount, then you can show that you have sufficient monthly income. You don't need both. There are variations between provinces but they are not massive.