And again, it’s not a convenient tech solution. It’s a crap one. Instead if singing it’s praises and calling others tech Neanderthals you should probably engage with actual decent tech solutions.
it takes vastly more time than genuine Tap or Pay Wave tech and that’s assuming none of the various processes you outline glitch. Which they do at times.
It’s a second class shit option. It’s arguably better than cash but as a tech solution it’s deeply second rate.
LOL. No it’s just that the Thai banks keep all the money for a vastly inferior system.
Tap for everything in a place like Oz or SG and then go and order a coffee behind 4 Thais in Starbucks when QR code scanning for different banks each slightly different in process and with little glitches and not reading code correctly etc. It’s a slower and vastly inferior process. I use both and even in Thailand choose Tap whenever possible.