I don't know about that. I wouldn't be transferring too much these days as you'll be hit up for income tax on what you bring in. I just transfer pension which is exempt from Thai taxation
That's exactly what I do. With many bank to bank transfers both the sending and receiving banks will charge a fee on international transactions as well as a poor exchange rate. Wise charges only the one transfer fee, and has a competitive exchange rate. Transfer to Bangkok Bank and mark the transfer as "funds for longstay in Thailand" and the transaction is noted as an international transfer which keeps immigration happy
Didn't realise you were the type to go into snowflake meltdown. The OP asked for EU. I simply pointed out there's a difference between EU and Schengen. Is that correct or not?