I have lived in thailand on a O retirement visa since 2012, own my house on my wifes land , have a bangkok bank account with heaps . yesterday I tried to open a new joint account with my wife at the acriculture farmers bank and also the government bank , she has accounts at both near our house, will cut the story short, had all papers they wanted and more , but then they wanted more , I was treated like a leper ,my birth certificate , my address in australia, have not lived in australia since 2010 and a yellow book, told them to shove there account, then tried to get a yellow book, that is even harder, the ampher was not helping at all .Thailand does not want ferangs in thailand , it is so hard to do any thing now and they are making it as hard as possible , thailand for some reason has made everything harder, , immigration will be next , I am sure that it is a crack down on all the corupt dealers that have been operateing for years ,ps in 2012 the bb manager opened my account personately ,could not do enough for me , now your lucky if they let you in the door , then you wait for hours what has happened !