I couldn't find anywhere in the requirements where it said one account only and several people have said they've used two accounts in other Immigration offices. I'm trying to save my wife a trip to Immigration to ask there.
I said in my prior comment that I'm on a 30 day visa exempt entry. What kind of visa are you on? ;)
1. Time deposits pay a fixed rate of interest if you leave your money in for the specified time. You can withdraw your money at any time. You just lose some of the interest.
2. Since the balance can never go below 400k on the new rules, a 400k time deposit for 1 year would pay higher interest than one for 6 months. the second time deposit would be for a shorter time frame since the funds could be used after 5 months.
3. It doesn't matter what type of visa I am on. (But since you care, I'm currently here on a 30 day visa exempt stamp.
Now back to the original question -- Hasanone ever used 2 accounts at Chiang Mai Immigration to meet the 800k requirement. Has anyone ever been denied?