@Biff *****
yes nobody asked me about return ticket in Thailand. Already I came around 12x.
Take an agent for your retired visa easy going and no stress for you.
I took 1 lady in hua hin and really I had nothing to do visit her only 2x and 1x immigration that it. Price for 15 months was around 35.000 baht+ the insurance for the bank account what was 5.000 baht I think Extension after that time also no problem.