I was diagnosed with and treated for high blood pressure in 1986. It has remained normal with no treatment required since. I did seek health cover quotes prior to turning 65 but you can imagine the results!
So did I. 3,000 baht per annum from Bangkok Bank. The main reason was it provided cover if I came off a moto. However, that becomes excluded when you turn 65. I don’t have it now.
I bought a 12 months Personal Accident Insurance policy from Bangkok Bank in 2017. It was only 3,000 baht. As I was under 65 at the time it covered moto accidents. Didn’t see the point in continuing when what I considered to be my highest risk activity is now excluded.
Agree, delaying life saving treatment until money is in the hospital bank account is atrocious. I have heard that hospitals do this due to prior experience of ex-pats lying to their healthcare plan providers who then won’t pay up when previous medical conditions are revealed. Also agree that pricing should be based on the actual cost of the work, time, equipment, expertise and drugs prescribed. Unfortunately, this becomes irrelevant when people are unable to pay having made no provision for accidents or illness.
We (same as everyone) are entitled to emergency treatment). It isn’t provided free of course, and we are expected to pay later for it. For those ex-pats who cannot do so and/or need further treatment is it reasonable to expect to receive treatment without the means to pay for it?
I live here but have never contributed to Thai National Health Service. I don’t believe it’s correct that Thai taxpayers should subsidize my treatment in Government hospitals.
Good that you understand the risks. My Thai family have suffered several serious injuries coming off their motorcycle’s. One involving amputation. No motor insurance. Treatment was provided under Thai National Health Service but the family later received bills from the hospital because the cause was a Road Traffic Accident and that’s what motor insurance is for.