pay bills like electric and water is possible in 7 eleven with cash, rent I can transfer with wise and CHF is more stable than THB, so better keep it until you need it
who need a Thai bank account anyway? Prices going up anywhere in the world, called inflation. Baht is just 200€ more for 100k baht than 1 year ago. Live in Switzerland for same quality is 10-15k Euro and here 3-5k Euro
you cannot convert your Indonesian license, if you don't have the international permit from Indonesia too. I tried it and ended up making a new license at Honda