every immigration office has its own rules unfortunately and you will find that the immigration office in Bangkok will not except the 65k on the first year, unless your countries embassy will confirm that you have the money to pay into your account
0 for the first year before the immigration will allow you to use the 65k, unless you can find a immigration office to say you can use the 65k on your frist year
I don't care if you have gone 100 times ok I don't give a fuck about you and your girlfriend, when I got the visa for my wife I had to go to the British embassy in Bangkok when they had one before they put it up for sale and proof that I was not married and my wife was going to come back to Thailand