Cigna Global Health plan was very good to work with. Covered an unexpected major surgery last year, 100%, at a private hospital in Bangkok. Billed and paid directly with the hospital.
Thank you...and logical reasoning. Hope it spreads. With this logic, they would understand that all new applications for an O-A, or new extensions, would be the gate to check insurance.
Although I usually don't comment on these types of exchanges...I've learned from the experts here that terminology is critical for giving visa and related advice.