I think it's very convenient in SEPA area (free and instant) and I can better control if there is problems. And I don't need to link my bankaccount to Wise. Just my Bangkok Bank to my reciepent so not need to add account details again.
I always use Wise like that. First I send SEPA payment from my bank account to Wise. And when it arrives I sen it to my Thailand bank. I choose this method because I can better identify where money is going if problems.
I bought TRUE sim with my passport from 7Eleven not from some hazy agent. I used it 4 years before TRUE send me sms my sim is connected to some other name and soon my bank app stop working
I opened new account when get new phone and number 2 weeks ago and started to use ignoring that verification message. And it has worked OK I just cannot collect and use loyalty points