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@Brandon ***********
even know as visa exemption, it means you exempt from applying it prior arrival, you still apply for it at the check point, to enter,

So you are at the mercy of that officer that you see at the port of entry.

US. Counselor do offer 1 day emergency passport renewal.
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@Arnold ******
bank took them them, they have to protect them self too.
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@Tony ******
free, on arrival 60days, then apply non o, retire, 1 year multiple entry and approved.
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@Arnold ******
your intentions can not be just open account, must be for long stay, 90+days in order to qualify.

If you want to do it and need help, go to Huahin, I will put you in good hands.
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Here's what worked for me: I went to immigration and asked for a letter of authorization to open a bank account. Thai banks require local statements and proof of funds. Bangkok Bank accepts this letter, but they may ask for insurance - only buy it if you don't have existing coverage.
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@Brad ******
if you already have long stay visa and place of resident, just go to the bank.
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@Brad ******
if you want to open bank account, you need a minimum of 90 days visa, proof of resident in the country.
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I did this about 40 years ago, the national police, not local