@Terary *********

I think in time, as you gain confidence and use it more often, you'll wonder how in the world you got on without it before. I'm amazed that something like this isn't available in the west.

When you open a Bangkok Bank account at a branch, they issue you an activated Visa debit card on the spot. When you leave the bank, you can literally go directly to an ATM or shop and use the card.

Also, bring your phone when you go to set up the account. They will install the mobile banking ap and make sure it's working properly before you leave.

You can then use an option in that ap to scan, making or receiving PromptPay QR code payments. The money appears instantly in the payee's bank. It's pretty slick and secure, and IMHO far better than using a debit card.

There is no fee or charge for using PromptPay to send or receive money.

Here's where you fill in your debit card details. You might even be able to use a western bank card here - not sure - I just use the debit card I got with my Bangkok Bank account.

@Ivan ***********

Ah, I see your problem. You're trying to use Lazada Wallet to check out. And that does indeed require a Thai ID card.

Fortunately, Lazada offers many other options for payment, one of which is to use a debit card. No need to use the Lazada Wallet.

When you check out, you get to the payment part and you can pull up a list of options, as shown in the attached screen grab. The first time you do this, go down to the "Credit/Debit Card" option. There you enter the details for your Thai bank's debit card.

You can choose to save the card to your Lazada account, as I did, and all the details will be remembered for faster checkout next time. Easy!

@Ivan ***********

Lazada linked to my Bangkok Bank account with no drama.

@Jeff ******

And earn the undying hatred of the powerful who currently benefit from the system? It would be suicide.

@Jeff ******

Only my opinion, but not a chance. There is no benefit to any Thai persons or institutions from the foreigner activities currently experiencing heightened scrutiny.

But the agent system benefits many Thais. Sooo. . .

I feel you are getting a little out over your skis in multiple areas simultaneously.

What you need is a really good law firm that will give you honest advice and risk assessment. The advice you receive from Facebook lawyers is worth a bit less than what you paid for it.

Thai Immigration is currently doing a well-publicized crackdown on foreigners who push the limits of legality, and without extremely knowledgeable legal help, I fear you could find yourself in a world of hurt.

There are several good law firms - I recomend Integrity Legal in Bangkok.

Paul Lunney Very sorry for your loss. I experienced something similar decades ago in the USA, so I understand your pain.

I wish you success in court.

Paul Lunney There are ways around this risk with a proper contract, but those I know who have done it are extremely experienced and work with a good law firm. Even then though, not without risk.

Pastor's daughter? They're the very worst. Much better off with a bar girl.